Low Down Payment Options
- Starting growing your wealth with a small investment.
- Programs like HomeReady® and Home Possible® allow down payments as low as 3%.
- Designed for first-time homebuyers or those with moderate incomes.
Fixed-Rate Loans
- Offers stability with consistent monthly payments over the loan term (e.g., 15, 20, or 30 years).
- Ideal for buyers planning to stay in their home long-term.
No Upfront MI
- No private mortgage insurance (PMI) required with 20% or more down payment.
- Competitive interest rates for qualified borrowers.
- Unlike FHA or VA loans, conventional loans don’t require upfront mortgage insurance premiums.